Call reports 2015
BANK OF FEATHER RIVER — 2015
What BANK OF FEATHER RIVER reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 77,355,000 | 73,115,000 | 72,958,000 | 78,414,000 |
| Total loans | 56,452,000 | 58,559,000 | 55,676,000 | 58,032,000 |
| Allowance for loan losses | 748,000 | 748,000 | 756,000 | 790,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,590,000 | 62,993,000 | 62,578,000 | 67,897,000 |
| Interest-bearing deposits | 55,491,000 | 51,779,000 | 51,018,000 | 52,718,000 |
| Noninterest-bearing deposits | 12,098,000 | 11,213,000 | 11,560,000 | 15,180,000 |
| Equity capital | 9,499,000 | 9,690,000 | 9,888,000 | 10,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 976,000 | 1,906,000 | 2,792,000 | 3,712,000 |
| Interest expense | 57,000 | 115,000 | 172,000 | 230,000 |
| Net interest income | 919,000 | 1,791,000 | 2,620,000 | 3,482,000 |
| Noninterest income | 138,000 | 299,000 | 522,000 | 657,000 |
| Noninterest expense | 728,000 | 1,439,000 | 2,158,000 | 2,879,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 329,000 | 651,000 | 984,000 | 1,260,000 |
| Income tax | 133,000 | 264,000 | 399,000 | 513,000 |
| Net income | 196,000 | 387,000 | 585,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,490,000 | 9,681,000 | 9,879,000 | 10,041,000 |
| Total capital | 10,173,000 | 10,395,000 | 10,559,000 | 10,772,000 |
| Risk-weighted assets | 54,533,000 | 57,023,000 | 54,300,000 | 58,386,000 |