Call reports 2014
BANK OF FEATHER RIVER — 2014
What BANK OF FEATHER RIVER reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 62,897,000 | 68,544,000 | 73,745,000 | 74,760,000 |
| Total loans | 49,472,000 | 59,330,000 | 59,511,000 | 56,353,000 |
| Allowance for loan losses | 821,000 | 800,000 | 841,000 | 786,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,924,000 | 59,382,000 | 64,078,000 | 64,931,000 |
| Interest-bearing deposits | 46,020,000 | 50,195,000 | 53,279,000 | 51,140,000 |
| Noninterest-bearing deposits | 7,904,000 | 9,187,000 | 10,799,000 | 13,791,000 |
| Equity capital | 8,667,000 | 8,837,000 | 9,109,000 | 9,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,580,000 | 2,561,000 | 3,487,000 |
| Interest expense | 45,000 | 96,000 | 151,000 | 207,000 |
| Net interest income | 701,000 | 1,484,000 | 2,410,000 | 3,280,000 |
| Noninterest income | 229,000 | 384,000 | 679,000 | 870,000 |
| Noninterest expense | 688,000 | 1,318,000 | 2,023,000 | 2,784,000 |
| Provision for loan losses | 25,000 | 50,000 | 110,000 | 60,000 |
| Pretax income | 217,000 | 500,000 | 956,000 | 1,306,000 |
| Income tax | 85,000 | 198,000 | 382,000 | 538,000 |
| Net income | 132,000 | 302,000 | 574,000 | 768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,566,000 | 8,736,000 | 9,109,000 | 9,303,000 |
| Total capital | 9,184,000 | 9,433,000 | 9,809,000 | 9,996,000 |
| Risk-weighted assets | 49,181,000 | 55,651,000 | 55,815,000 | 55,324,000 |