Call reports 2013
BANK OF FEATHER RIVER — 2013
What BANK OF FEATHER RIVER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 58,313,000 | 61,189,000 | 62,132,000 | 61,565,000 |
| Total loans | 47,474,000 | 50,134,000 | 52,382,000 | 47,650,000 |
| Allowance for loan losses | 825,000 | 836,000 | 836,000 | 796,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,967,000 | 52,447,000 | 53,397,000 | 52,669,000 |
| Interest-bearing deposits | 42,576,000 | 44,462,000 | 43,482,000 | 43,487,000 |
| Noninterest-bearing deposits | 7,391,000 | 7,986,000 | 9,915,000 | 9,182,000 |
| Equity capital | 8,001,000 | 8,259,000 | 8,395,000 | 8,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,508,000 | 2,295,000 | 3,089,000 |
| Interest expense | 48,000 | 96,000 | 145,000 | 196,000 |
| Net interest income | 676,000 | 1,412,000 | 2,150,000 | 2,893,000 |
| Noninterest income | 165,000 | 425,000 | 549,000 | 668,000 |
| Noninterest expense | 607,000 | 1,196,000 | 1,849,000 | 2,541,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 0 |
| Pretax income | 234,000 | 601,000 | 810,000 | 1,020,000 |
| Income tax | 94,000 | 203,000 | 275,000 | 346,000 |
| Net income | 140,000 | 398,000 | 535,000 | 674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,896,000 | 8,154,000 | 8,290,000 | 8,430,000 |
| Total capital | 8,479,000 | 8,748,000 | 8,904,000 | 9,027,000 |
| Risk-weighted assets | 46,388,000 | 47,232,000 | 48,901,000 | 47,558,000 |