Call reports 2012
BANK OF FEATHER RIVER — 2012
What BANK OF FEATHER RIVER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,239,000 | 55,413,000 | 55,972,000 | 55,746,000 |
| Total loans | 44,027,000 | 41,416,000 | 45,926,000 | 42,088,000 |
| Allowance for loan losses | 731,000 | 771,000 | 851,000 | 825,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,701,000 | 47,815,000 | 47,836,000 | 47,440,000 |
| Interest-bearing deposits | 39,701,000 | 41,730,000 | 40,890,000 | 39,839,000 |
| Noninterest-bearing deposits | 5,000,000 | 6,085,000 | 6,947,000 | 7,601,000 |
| Equity capital | 7,381,000 | 7,425,000 | 7,696,000 | 7,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,413,000 | 2,197,000 | 2,900,000 |
| Interest expense | 69,000 | 130,000 | 189,000 | 246,000 |
| Net interest income | 640,000 | 1,283,000 | 2,008,000 | 2,654,000 |
| Noninterest income | 70,000 | 148,000 | 563,000 | 788,000 |
| Noninterest expense | 575,000 | 1,180,000 | 1,779,000 | 2,427,000 |
| Provision for loan losses | 30,000 | 70,000 | 150,000 | 150,000 |
| Pretax income | 105,000 | 181,000 | 642,000 | 865,000 |
| Income tax | 43,000 | 76,000 | 266,000 | 323,000 |
| Net income | 62,000 | 105,000 | 376,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,984,000 | 7,028,000 | 7,299,000 | 7,567,000 |
| Total capital | 7,498,000 | 7,521,000 | 7,822,000 | 8,098,000 |
| Risk-weighted assets | 40,462,000 | 38,585,000 | 41,041,000 | 41,746,000 |