Call reports 2011
BANK OF FEATHER RIVER — 2011
What BANK OF FEATHER RIVER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 41,251,000 | 42,790,000 | 48,043,000 | 51,141,000 |
| Total loans | 33,167,000 | 37,589,000 | 40,936,000 | 41,158,000 |
| Allowance for loan losses | 501,000 | 591,000 | 651,000 | 701,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,737,000 | 36,108,000 | 41,172,000 | 43,724,000 |
| Interest-bearing deposits | 30,114,000 | 31,591,000 | 36,004,000 | 38,354,000 |
| Noninterest-bearing deposits | 4,623,000 | 4,517,000 | 5,168,000 | 5,370,000 |
| Equity capital | 6,431,000 | 6,560,000 | 6,753,000 | 7,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 560,000 | 1,206,000 | 1,907,000 | 2,603,000 |
| Interest expense | 71,000 | 143,000 | 229,000 | 311,000 |
| Net interest income | 489,000 | 1,063,000 | 1,678,000 | 2,292,000 |
| Noninterest income | 76,000 | 330,000 | 534,000 | 602,000 |
| Noninterest expense | 527,000 | 1,107,000 | 1,647,000 | 2,255,000 |
| Provision for loan losses | 22,000 | 112,000 | 172,000 | 222,000 |
| Pretax income | 16,000 | 174,000 | 393,000 | 417,000 |
| Income tax | 2,000 | 31,000 | 57,000 | -486,000 |
| Net income | 14,000 | 143,000 | 336,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,431,000 | 6,560,000 | 6,753,000 | 6,927,000 |
| Total capital | 6,809,000 | 6,974,000 | 7,184,000 | 7,396,000 |
| Risk-weighted assets | 30,130,000 | 32,928,000 | 34,205,000 | 37,272,000 |