Call reports 2010
BANK OF FEATHER RIVER — 2010
What BANK OF FEATHER RIVER reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 32,615,000 | 40,837,000 | 40,881,000 | 38,934,000 |
| Total loans | 27,181,000 | 32,527,000 | 33,869,000 | 31,548,000 |
| Allowance for loan losses | 345,000 | 375,000 | 445,000 | 479,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,300,000 | 34,470,000 | 34,469,000 | 32,417,000 |
| Interest-bearing deposits | 23,590,000 | 30,698,000 | 27,936,000 | 27,403,000 |
| Noninterest-bearing deposits | 2,710,000 | 3,772,000 | 6,533,000 | 5,014,000 |
| Equity capital | 6,254,000 | 6,266,000 | 6,311,000 | 6,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 969,000 | 1,568,000 | 2,155,000 |
| Interest expense | 71,000 | 142,000 | 215,000 | 285,000 |
| Net interest income | 385,000 | 827,000 | 1,353,000 | 1,870,000 |
| Noninterest income | 110,000 | 195,000 | 266,000 | 406,000 |
| Noninterest expense | 466,000 | 951,000 | 1,433,000 | 1,906,000 |
| Provision for loan losses | -2,000 | 28,000 | 98,000 | 133,000 |
| Pretax income | 31,000 | 43,000 | 88,000 | 237,000 |
| Income tax | 0 | 0 | 0 | 43,000 |
| Net income | 31,000 | 43,000 | 88,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,254,000 | 6,266,000 | 6,311,000 | 6,417,000 |
| Total capital | 6,556,000 | 6,616,000 | 6,676,000 | 6,798,000 |
| Risk-weighted assets | 24,129,000 | 27,923,000 | 29,075,000 | 30,326,000 |