Call reports 2009
BANK OF FEATHER RIVER — 2009
What BANK OF FEATHER RIVER reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 30,615,000 | 33,616,000 | 34,016,000 | 33,697,000 |
| Total loans | 24,056,000 | 29,354,000 | 27,178,000 | 27,762,000 |
| Allowance for loan losses | 309,000 | 360,000 | 347,000 | 347,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,597,000 | 24,585,000 | 27,729,000 | 27,372,000 |
| Interest-bearing deposits | 17,634,000 | 20,381,000 | 23,485,000 | 23,544,000 |
| Noninterest-bearing deposits | 5,963,000 | 4,204,000 | 4,244,000 | 3,828,000 |
| Equity capital | 6,927,000 | 6,907,000 | 6,221,000 | 6,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 860,000 | 1,364,000 | 1,831,000 |
| Interest expense | 82,000 | 148,000 | 221,000 | 295,000 |
| Net interest income | 313,000 | 712,000 | 1,143,000 | 1,536,000 |
| Noninterest income | 64,000 | 97,000 | 196,000 | 280,000 |
| Noninterest expense | 402,000 | 815,000 | 1,296,000 | 1,771,000 |
| Provision for loan losses | -11,000 | 40,000 | 27,000 | 27,000 |
| Pretax income | -14,000 | -46,000 | 16,000 | 18,000 |
| Income tax | -4,000 | -16,000 | 732,000 | 732,000 |
| Net income | -10,000 | -30,000 | -716,000 | -714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,191,000 | 6,159,000 | 6,221,000 | 6,223,000 |
| Total capital | 6,468,000 | 6,483,000 | 6,509,000 | 6,525,000 |
| Risk-weighted assets | 22,161,000 | 25,876,000 | 22,985,000 | 24,083,000 |