Call reports 2008
BANK OF FEATHER RIVER — 2008
What BANK OF FEATHER RIVER reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 15,582,000 | 20,674,000 | 24,464,000 | 29,219,000 |
| Total loans | 11,382,000 | 17,221,000 | 20,769,000 | 22,962,000 |
| Allowance for loan losses | 159,000 | 241,000 | 291,000 | 320,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,160,000 | 13,376,000 | 17,324,000 | 22,094,000 |
| Interest-bearing deposits | 6,870,000 | 12,081,000 | 15,886,000 | 15,763,000 |
| Noninterest-bearing deposits | 1,290,000 | 1,295,000 | 1,438,000 | 6,331,000 |
| Equity capital | 7,372,000 | 7,163,000 | 7,026,000 | 6,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 526,000 | 879,000 | 1,237,000 |
| Interest expense | 81,000 | 169,000 | 283,000 | 401,000 |
| Net interest income | 169,000 | 357,000 | 596,000 | 836,000 |
| Noninterest income | 36,000 | 58,000 | 76,000 | 114,000 |
| Noninterest expense | 430,000 | 912,000 | 1,353,000 | 1,749,000 |
| Provision for loan losses | -28,000 | 54,000 | 104,000 | 133,000 |
| Pretax income | -197,000 | -551,000 | -785,000 | -932,000 |
| Income tax | -80,000 | -225,000 | -322,000 | -380,000 |
| Net income | -117,000 | -326,000 | -463,000 | -552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,940,000 | 6,586,000 | 6,353,000 | 6,205,000 |
| Total capital | 7,090,000 | 6,810,000 | 6,608,000 | 6,491,000 |
| Risk-weighted assets | 11,975,000 | 17,871,000 | 20,349,000 | 22,881,000 |