Call reports 2007
BANK OF FEATHER RIVER — 2007
What BANK OF FEATHER RIVER reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q4 |
|---|---|
| Total assets | 17,240,000 |
| Total loans | 13,345,000 |
| Allowance for loan losses | 187,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 9,175,000 |
| Interest-bearing deposits | 7,618,000 |
| Noninterest-bearing deposits | 1,557,000 |
| Equity capital | 7,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q4 |
|---|---|
| Interest income | 170,000 |
| Interest expense | 30,000 |
| Net interest income | 140,000 |
| Noninterest income | 9,000 |
| Noninterest expense | 824,000 |
| Provision for loan losses | 187,000 |
| Pretax income | -862,000 |
| Income tax | -351,000 |
| Net income | -511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q4 |
|---|---|
| Tier 1 capital | 7,138,000 |
| Total capital | 7,318,000 |
| Risk-weighted assets | 14,426,000 |