Call reports 2024
SUGAR RIVER BANK — 2024
What SUGAR RIVER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 397,277,000 | 393,662,000 | 407,460,000 | 402,051,000 |
| Total loans | 267,507,000 | 270,218,000 | 273,991,000 | 279,403,000 |
| Allowance for loan losses | 2,259,000 | 2,060,000 | 2,250,000 | 2,295,000 |
| Securities available for sale | 80,264,000 | 78,872,000 | 81,665,000 | 79,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,871,000 | 324,859,000 | 337,570,000 | 341,523,000 |
| Interest-bearing deposits | 253,171,000 | 250,393,000 | 264,719,000 | 267,021,000 |
| Noninterest-bearing deposits | 72,700,000 | 74,466,000 | 72,851,000 | 74,502,000 |
| Equity capital | 40,522,000 | 40,845,000 | 43,831,000 | 42,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,098,000 | 8,288,000 | 12,777,000 | 17,106,000 |
| Interest expense | 1,165,000 | 2,358,000 | 3,677,000 | 4,983,000 |
| Net interest income | 2,933,000 | 5,930,000 | 9,100,000 | 12,123,000 |
| Noninterest income | 467,000 | 984,000 | 1,382,000 | 2,033,000 |
| Noninterest expense | 2,906,000 | 5,779,000 | 8,626,000 | 11,764,000 |
| Provision for loan losses | 33,000 | 33,000 | 301,000 | 421,000 |
| Pretax income | 460,000 | 1,101,000 | 1,574,000 | 1,990,000 |
| Income tax | 67,000 | 173,000 | 233,000 | 286,000 |
| Net income | 393,000 | 928,000 | 1,341,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,138,000 | 54,673,000 | 55,036,000 | 55,397,000 |