Call reports 2023
SUGAR RIVER BANK — 2023
What SUGAR RIVER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 384,151,000 | 385,140,000 | 381,526,000 | 392,854,000 |
| Total loans | 253,369,000 | 257,735,000 | 261,805,000 | 265,068,000 |
| Allowance for loan losses | 2,476,000 | 2,439,000 | 2,367,000 | 2,325,000 |
| Securities available for sale | 86,571,000 | 83,050,000 | 77,717,000 | 82,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,675,000 | 318,025,000 | 312,777,000 | 313,497,000 |
| Interest-bearing deposits | 243,227,000 | 242,824,000 | 235,953,000 | 242,177,000 |
| Noninterest-bearing deposits | 78,448,000 | 75,201,000 | 76,824,000 | 71,320,000 |
| Equity capital | 38,054,000 | 37,896,000 | 35,629,000 | 40,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,583,000 | 7,249,000 | 11,051,000 | 15,020,000 |
| Interest expense | 424,000 | 1,064,000 | 1,891,000 | 2,894,000 |
| Net interest income | 3,159,000 | 6,185,000 | 9,160,000 | 12,126,000 |
| Noninterest income | 448,000 | 907,000 | 1,442,000 | 1,938,000 |
| Noninterest expense | 2,756,000 | 5,493,000 | 8,311,000 | 10,886,000 |
| Provision for loan losses | 142,000 | 252,000 | 271,000 | 288,000 |
| Pretax income | 710,000 | 1,344,000 | 2,017,000 | 2,879,000 |
| Income tax | 127,000 | 240,000 | 360,000 | 528,000 |
| Net income | 583,000 | 1,104,000 | 1,657,000 | 2,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,975,000 | 52,495,000 | 53,048,000 | 53,744,000 |