Call reports 2022
SUGAR RIVER BANK — 2022
What SUGAR RIVER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 376,087,000 | 377,551,000 | 379,383,000 | 382,131,000 |
| Total loans | 230,734,000 | 240,579,000 | 245,095,000 | 252,236,000 |
| Allowance for loan losses | 2,143,000 | 2,169,000 | 2,274,000 | 2,420,000 |
| Securities available for sale | 92,804,000 | 93,784,000 | 86,538,000 | 84,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,792,000 | 335,244,000 | 337,295,000 | 329,968,000 |
| Interest-bearing deposits | 253,152,000 | 257,214,000 | 256,061,000 | 251,036,000 |
| Noninterest-bearing deposits | 76,640,000 | 78,030,000 | 81,234,000 | 78,932,000 |
| Equity capital | 41,683,000 | 38,122,000 | 34,470,000 | 35,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,861,000 | 5,848,000 | 9,099,000 | 12,608,000 |
| Interest expense | 108,000 | 212,000 | 313,000 | 548,000 |
| Net interest income | 2,753,000 | 5,636,000 | 8,786,000 | 12,060,000 |
| Noninterest income | 446,000 | 895,000 | 1,392,000 | 1,865,000 |
| Noninterest expense | 2,628,000 | 5,173,000 | 7,821,000 | 10,674,000 |
| Provision for loan losses | -103,000 | -38,000 | 117,000 | 373,000 |
| Pretax income | 975,000 | 1,697,000 | 2,539,000 | 3,179,000 |
| Income tax | 224,000 | 373,000 | 527,000 | 625,000 |
| Net income | 751,000 | 1,324,000 | 2,012,000 | 2,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,587,000 | 50,160,000 | 50,850,000 | 51,393,000 |