Call reports 2021
SUGAR RIVER BANK — 2021
What SUGAR RIVER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 344,450,000 | 362,723,000 | 370,922,000 | 375,413,000 |
| Total loans | 216,903,000 | 224,617,000 | 226,468,000 | 226,157,000 |
| Allowance for loan losses | 2,227,000 | 2,225,000 | 2,256,000 | 2,268,000 |
| Securities available for sale | 67,999,000 | 83,695,000 | 96,465,000 | 95,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,768,000 | 309,745,000 | 318,203,000 | 323,463,000 |
| Interest-bearing deposits | 223,767,000 | 238,637,000 | 245,004,000 | 249,698,000 |
| Noninterest-bearing deposits | 69,001,000 | 71,108,000 | 73,199,000 | 73,765,000 |
| Equity capital | 47,344,000 | 48,448,000 | 48,208,000 | 47,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,716,000 | 5,509,000 | 8,458,000 | 11,440,000 |
| Interest expense | 125,000 | 250,000 | 372,000 | 489,000 |
| Net interest income | 2,591,000 | 5,259,000 | 8,086,000 | 10,951,000 |
| Noninterest income | 439,000 | 935,000 | 1,421,000 | 1,902,000 |
| Noninterest expense | 2,563,000 | 5,161,000 | 7,680,000 | 10,218,000 |
| Provision for loan losses | 87,000 | 169,000 | 251,000 | 438,000 |
| Pretax income | 517,000 | 1,054,000 | 1,786,000 | 2,458,000 |
| Income tax | 107,000 | 204,000 | 356,000 | 479,000 |
| Net income | 410,000 | 850,000 | 1,430,000 | 1,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,153,000 | 47,594,000 | 48,175,000 | 48,838,000 |