Call reports 2020
SUGAR RIVER BANK — 2020
What SUGAR RIVER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 309,752,000 | 335,175,000 | 337,689,000 | 330,152,000 |
| Total loans | 217,249,000 | 219,165,000 | 219,674,000 | 216,660,000 |
| Allowance for loan losses | 2,146,000 | 2,276,000 | 2,302,000 | 2,202,000 |
| Securities available for sale | 47,425,000 | 51,772,000 | 70,399,000 | 71,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,929,000 | 270,937,000 | 278,586,000 | 277,956,000 |
| Interest-bearing deposits | 191,521,000 | 206,383,000 | 210,154,000 | 215,617,000 |
| Noninterest-bearing deposits | 48,408,000 | 64,554,000 | 68,432,000 | 62,339,000 |
| Equity capital | 44,335,000 | 45,975,000 | 46,403,000 | 47,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,904,000 | 5,752,000 | 8,586,000 | 11,613,000 |
| Interest expense | 376,000 | 688,000 | 921,000 | 1,121,000 |
| Net interest income | 2,528,000 | 5,064,000 | 7,665,000 | 10,492,000 |
| Noninterest income | 490,000 | 1,359,000 | 1,927,000 | 2,294,000 |
| Noninterest expense | 2,492,000 | 5,015,000 | 7,593,000 | 10,241,000 |
| Provision for loan losses | 105,000 | 318,000 | 420,000 | 480,000 |
| Pretax income | 734,000 | 1,428,000 | 1,922,000 | 2,474,000 |
| Income tax | 186,000 | 339,000 | 438,000 | 520,000 |
| Net income | 548,000 | 1,089,000 | 1,484,000 | 1,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,348,000 | 45,984,000 | 46,383,000 | 46,744,000 |
| Total capital | 47,554,000 | — | — | — |
| Risk-weighted assets | 193,734,000 | — | — | — |