Call reports 2019
SUGAR RIVER BANK — 2019
What SUGAR RIVER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 304,334,000 | 313,517,000 | 313,159,000 | 307,406,000 |
| Total loans | 209,640,000 | 209,959,000 | 210,034,000 | 217,803,000 |
| Allowance for loan losses | 2,178,000 | 2,190,000 | 2,032,000 | 2,109,000 |
| Securities available for sale | 50,094,000 | 57,207,000 | 61,966,000 | 55,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,355,000 | 243,187,000 | 246,633,000 | 235,282,000 |
| Interest-bearing deposits | 188,968,000 | 194,757,000 | 198,371,000 | 188,248,000 |
| Noninterest-bearing deposits | 47,387,000 | 48,430,000 | 48,262,000 | 47,034,000 |
| Equity capital | 41,596,000 | 43,037,000 | 44,026,000 | 44,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,917,000 | 5,907,000 | 8,942,000 | 11,945,000 |
| Interest expense | 393,000 | 815,000 | 1,249,000 | 1,655,000 |
| Net interest income | 2,524,000 | 5,092,000 | 7,693,000 | 10,290,000 |
| Noninterest income | 481,000 | 987,000 | 1,530,000 | 2,054,000 |
| Noninterest expense | 2,380,000 | 4,893,000 | 7,307,000 | 9,989,000 |
| Provision for loan losses | 81,000 | 162,000 | 217,000 | 330,000 |
| Pretax income | 551,000 | 1,047,000 | 1,759,000 | 2,058,000 |
| Income tax | 104,000 | 184,000 | 340,000 | 382,000 |
| Net income | 447,000 | 863,000 | 1,419,000 | 1,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,625,000 | 44,024,000 | 44,603,000 | 44,906,000 |
| Total capital | 45,863,000 | 46,274,000 | 46,695,000 | 47,075,000 |
| Risk-weighted assets | 182,018,000 | 187,648,000 | 189,220,000 | 192,199,000 |