Call reports 2018
SUGAR RIVER BANK — 2018
What SUGAR RIVER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 296,413,000 | 303,280,000 | 303,256,000 | 299,120,000 |
| Total loans | 205,975,000 | 211,643,000 | 208,617,000 | 210,948,000 |
| Allowance for loan losses | 2,305,000 | 2,269,000 | 2,213,000 | 2,224,000 |
| Securities available for sale | 46,770,000 | 46,818,000 | 50,793,000 | 51,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,477,000 | 235,662,000 | 235,072,000 | 230,523,000 |
| Interest-bearing deposits | 184,688,000 | 193,447,000 | 191,979,000 | 188,001,000 |
| Noninterest-bearing deposits | 39,789,000 | 42,215,000 | 43,093,000 | 42,522,000 |
| Equity capital | 39,705,000 | 39,926,000 | 40,189,000 | 40,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,711,000 | 5,510,000 | 8,397,000 | 11,312,000 |
| Interest expense | 291,000 | 606,000 | 943,000 | 1,293,000 |
| Net interest income | 2,420,000 | 4,904,000 | 7,454,000 | 10,019,000 |
| Noninterest income | 486,000 | 1,020,000 | 1,575,000 | 2,116,000 |
| Noninterest expense | 2,313,000 | 4,758,000 | 7,146,000 | 9,457,000 |
| Provision for loan losses | 120,000 | 200,000 | 232,000 | 316,000 |
| Pretax income | 498,000 | 991,000 | 1,676,000 | 2,387,000 |
| Income tax | 90,000 | 175,000 | 310,000 | 429,000 |
| Net income | 408,000 | 816,000 | 1,366,000 | 1,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,806,000 | 40,213,000 | 40,764,000 | 43,143,000 |
| Total capital | 42,097,000 | 42,486,000 | 43,037,000 | 45,427,000 |
| Risk-weighted assets | 183,201,000 | 181,793,000 | 183,135,000 | 185,980,000 |