Call reports 2017
SUGAR RIVER BANK — 2017
What SUGAR RIVER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 284,420,000 | 289,608,000 | 293,897,000 | 294,547,000 |
| Total loans | 199,055,000 | 198,350,000 | 200,252,000 | 205,585,000 |
| Allowance for loan losses | 2,151,000 | 2,171,000 | 2,205,000 | 2,259,000 |
| Securities available for sale | 48,115,000 | 49,499,000 | 50,547,000 | 49,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,091,000 | 220,359,000 | 221,069,000 | 221,876,000 |
| Interest-bearing deposits | 177,886,000 | 179,214,000 | 179,807,000 | 181,369,000 |
| Noninterest-bearing deposits | 38,205,000 | 41,145,000 | 41,262,000 | 40,507,000 |
| Equity capital | 39,077,000 | 39,599,000 | 40,014,000 | 39,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,517,000 | 5,116,000 | 7,759,000 | 10,444,000 |
| Interest expense | 230,000 | 472,000 | 741,000 | 1,027,000 |
| Net interest income | 2,287,000 | 4,644,000 | 7,018,000 | 9,417,000 |
| Noninterest income | 490,000 | 1,036,000 | 1,530,000 | 1,970,000 |
| Noninterest expense | 2,304,000 | 4,668,000 | 6,861,000 | 9,090,000 |
| Provision for loan losses | 90,000 | 160,000 | 250,000 | 390,000 |
| Pretax income | 394,000 | 938,000 | 1,588,000 | 2,076,000 |
| Income tax | 125,000 | 291,000 | 483,000 | 1,080,000 |
| Net income | 269,000 | 647,000 | 1,105,000 | 996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,837,000 | 39,119,000 | 39,543,000 | 39,551,000 |
| Total capital | 41,048,000 | 41,350,000 | 41,808,000 | 41,867,000 |
| Risk-weighted assets | 182,506,000 | 178,859,000 | 183,965,000 | 185,115,000 |