Call reports 2014
SUGAR RIVER BANK — 2014
What SUGAR RIVER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 251,790,000 | 258,461,000 | 255,886,000 | 261,257,000 |
| Total loans | 150,983,000 | 151,837,000 | 155,607,000 | 158,822,000 |
| Allowance for loan losses | 1,560,000 | 1,508,000 | 1,505,000 | 1,421,000 |
| Securities available for sale | 70,359,000 | 61,567,000 | 65,475,000 | 63,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,505,000 | 194,325,000 | 194,209,000 | 200,072,000 |
| Interest-bearing deposits | 161,292,000 | 166,102,000 | 165,349,000 | 169,677,000 |
| Noninterest-bearing deposits | 27,213,000 | 28,223,000 | 28,860,000 | 30,395,000 |
| Equity capital | 36,330,000 | 37,113,000 | 37,339,000 | 36,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,229,000 | 4,423,000 | 6,570,000 | 8,780,000 |
| Interest expense | 398,000 | 785,000 | 1,163,000 | 1,503,000 |
| Net interest income | 1,831,000 | 3,638,000 | 5,407,000 | 7,277,000 |
| Noninterest income | 455,000 | 957,000 | 1,451,000 | 1,937,000 |
| Noninterest expense | 2,257,000 | 4,611,000 | 6,559,000 | 8,848,000 |
| Provision for loan losses | 45,000 | 70,000 | 70,000 | 130,000 |
| Pretax income | 68,000 | 211,000 | 734,000 | 1,046,000 |
| Income tax | -89,000 | -130,000 | -12,000 | 15,000 |
| Net income | 157,000 | 341,000 | 746,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,930,000 | 35,118,000 | 35,474,000 | 35,779,000 |
| Total capital | 36,626,000 | 36,780,000 | 37,080,000 | 37,305,000 |
| Risk-weighted assets | 180,279,000 | 171,630,000 | 183,179,000 | 182,493,000 |