Call reports 2001
SUGAR RIVER BANK — 2001
What SUGAR RIVER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 151,700,000 | 156,667,000 | 159,747,000 | 163,729,000 |
| Total loans | 124,469,000 | 125,344,000 | 125,594,000 | 124,591,000 |
| Allowance for loan losses | 1,050,000 | 1,055,000 | 1,059,000 | 1,072,000 |
| Securities available for sale | 15,958,000 | 16,095,000 | 25,012,000 | 26,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,317,000 | 131,090,000 | 133,016,000 | 137,375,000 |
| Interest-bearing deposits | 116,632,000 | 119,621,000 | 121,410,000 | 124,776,000 |
| Noninterest-bearing deposits | 9,685,000 | 11,469,000 | 11,606,000 | 12,599,000 |
| Equity capital | 19,120,000 | 19,557,000 | 20,237,000 | 20,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,813,000 | 5,658,000 | 8,542,000 | 11,373,000 |
| Interest expense | 1,236,000 | 2,474,000 | 3,682,000 | 4,769,000 |
| Net interest income | 1,577,000 | 3,184,000 | 4,860,000 | 6,604,000 |
| Noninterest income | 188,000 | 440,000 | 671,000 | 893,000 |
| Noninterest expense | 1,146,000 | 2,371,000 | 3,580,000 | 4,909,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 619,000 | 1,253,000 | 1,951,000 | 2,569,000 |
| Income tax | 239,000 | 465,000 | 712,000 | 936,000 |
| Net income | 380,000 | 788,000 | 1,239,000 | 1,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,038,000 | 19,446,000 | 19,897,000 | 20,291,000 |
| Total capital | 20,088,000 | 20,501,000 | 20,956,000 | 21,363,000 |
| Risk-weighted assets | 89,101,000 | 103,806,000 | 100,152,000 | 100,333,000 |