Call reports 2012
PATRIOT STATE BANK — 2012
What PATRIOT STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,091,000 | 138,740,000 | 137,546,000 | 137,526,000 |
| Total loans | 109,029,000 | 111,150,000 | 114,511,000 | 114,931,000 |
| Allowance for loan losses | 2,060,000 | 2,145,000 | 2,175,000 | 1,955,000 |
| Securities available for sale | 16,725,000 | 14,730,000 | 14,072,000 | 13,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,948,000 | 122,326,000 | 120,814,000 | 119,251,000 |
| Interest-bearing deposits | 104,334,000 | 107,558,000 | 103,951,000 | 104,745,000 |
| Noninterest-bearing deposits | 15,614,000 | 14,768,000 | 16,863,000 | 14,506,000 |
| Equity capital | 15,729,000 | 15,964,000 | 16,150,000 | 16,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,943,000 | 4,472,000 | 5,975,000 |
| Interest expense | 387,000 | 784,000 | 1,153,000 | 1,492,000 |
| Net interest income | 1,067,000 | 2,159,000 | 3,319,000 | 4,483,000 |
| Noninterest income | 85,000 | 168,000 | 256,000 | 350,000 |
| Noninterest expense | 910,000 | 1,863,000 | 2,933,000 | 3,989,000 |
| Provision for loan losses | 55,000 | 176,000 | 210,000 | 220,000 |
| Pretax income | 229,000 | 396,000 | 601,000 | 777,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 396,000 | 601,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,434,000 | 15,602,000 | 15,807,000 | 15,984,000 |
| Total capital | 16,801,000 | 16,992,000 | 17,215,000 | 17,397,000 |
| Risk-weighted assets | 108,705,000 | 110,429,000 | 111,901,000 | 112,541,000 |