Call reports 2011
PATRIOT STATE BANK — 2011
What PATRIOT STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 132,395,000 | 133,554,000 | 135,182,000 | 135,002,000 |
| Total loans | 104,423,000 | 102,838,000 | 105,823,000 | 104,295,000 |
| Allowance for loan losses | 1,604,000 | 1,950,000 | 1,914,000 | 1,998,000 |
| Securities available for sale | 15,723,000 | 14,704,000 | 15,453,000 | 17,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,816,000 | 117,121,000 | 119,136,000 | 119,055,000 |
| Interest-bearing deposits | 103,139,000 | 104,185,000 | 103,249,000 | 101,248,000 |
| Noninterest-bearing deposits | 12,677,000 | 12,936,000 | 15,887,000 | 17,807,000 |
| Equity capital | 16,162,000 | 15,968,000 | 15,558,000 | 15,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 2,926,000 | 4,434,000 | 5,903,000 |
| Interest expense | 486,000 | 972,000 | 1,439,000 | 1,861,000 |
| Net interest income | 1,000,000 | 1,954,000 | 2,995,000 | 4,042,000 |
| Noninterest income | 93,000 | 153,000 | 202,000 | 307,000 |
| Noninterest expense | 1,071,000 | 2,044,000 | 3,053,000 | 4,050,000 |
| Provision for loan losses | 14,000 | 459,000 | 1,018,000 | 1,100,000 |
| Pretax income | 8,000 | -411,000 | -889,000 | -764,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | -411,000 | -889,000 | -764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,865,000 | 15,552,000 | 15,078,000 | 15,190,000 |
| Total capital | 17,194,000 | 16,839,000 | 16,408,000 | 16,513,000 |
| Risk-weighted assets | 106,011,000 | 102,340,000 | 105,780,000 | 105,127,000 |