Call reports 2010
PATRIOT STATE BANK — 2010
What PATRIOT STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 135,073,000 | 140,355,000 | 141,107,000 | 139,141,000 |
| Total loans | 113,806,000 | 113,510,000 | 107,897,000 | 106,380,000 |
| Allowance for loan losses | 2,797,000 | 2,517,000 | 2,629,000 | 1,702,000 |
| Securities available for sale | 13,473,000 | 13,054,000 | 14,330,000 | 16,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,581,000 | 123,349,000 | 124,203,000 | 122,703,000 |
| Interest-bearing deposits | 110,165,000 | 113,665,000 | 111,757,000 | 108,658,000 |
| Noninterest-bearing deposits | 8,416,000 | 9,684,000 | 12,446,000 | 14,045,000 |
| Equity capital | 16,033,000 | 16,399,000 | 16,379,000 | 16,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,556,000 | 3,190,000 | 4,792,000 | 6,327,000 |
| Interest expense | 539,000 | 1,051,000 | 1,555,000 | 2,074,000 |
| Net interest income | 1,017,000 | 2,139,000 | 3,237,000 | 4,253,000 |
| Noninterest income | 67,000 | 117,000 | 158,000 | 243,000 |
| Noninterest expense | 951,000 | 1,906,000 | 2,869,000 | 3,893,000 |
| Provision for loan losses | 52,000 | 83,000 | 215,000 | 244,000 |
| Pretax income | 81,000 | 267,000 | 311,000 | 359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 267,000 | 311,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,625,000 | 15,807,000 | 15,825,000 | 15,864,000 |
| Total capital | 17,062,000 | 17,246,000 | 17,169,000 | 17,202,000 |
| Risk-weighted assets | 113,600,000 | 114,035,000 | 106,209,000 | 106,691,000 |