Call reports 2009
PATRIOT STATE BANK — 2009
What PATRIOT STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 111,090,000 | 122,050,000 | 133,162,000 | 137,257,000 |
| Total loans | 89,513,000 | 102,274,000 | 105,180,000 | 109,876,000 |
| Allowance for loan losses | 1,343,000 | 1,533,000 | 1,585,000 | 2,745,000 |
| Securities available for sale | 12,380,000 | 13,854,000 | 13,993,000 | 14,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,194,000 | 103,515,000 | 116,094,000 | 121,058,000 |
| Interest-bearing deposits | 82,207,000 | 88,623,000 | 108,016,000 | 110,520,000 |
| Noninterest-bearing deposits | 11,987,000 | 14,892,000 | 8,078,000 | 10,538,000 |
| Equity capital | 16,434,000 | 16,488,000 | 16,573,000 | 15,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,627,000 | 4,165,000 | 5,781,000 |
| Interest expense | 567,000 | 1,129,000 | 1,701,000 | 2,290,000 |
| Net interest income | 670,000 | 1,498,000 | 2,464,000 | 3,491,000 |
| Noninterest income | 75,000 | 152,000 | 225,000 | 253,000 |
| Noninterest expense | 872,000 | 1,848,000 | 2,811,000 | 3,750,000 |
| Provision for loan losses | 175,000 | 424,000 | 739,000 | 1,945,000 |
| Pretax income | -302,000 | -622,000 | -861,000 | -1,951,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -302,000 | -622,000 | -861,000 | -1,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,966,000 | 16,710,000 | 16,534,000 | 15,478,000 |
| Total capital | 18,143,000 | 18,024,000 | 17,887,000 | 16,900,000 |
| Risk-weighted assets | 93,220,000 | 104,874,000 | 107,990,000 | 112,467,000 |