Call reports 2008
PATRIOT STATE BANK — 2008
What PATRIOT STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 67,498,000 | 76,434,000 | 81,057,000 | 97,538,000 |
| Total loans | 54,446,000 | 63,092,000 | 69,786,000 | 77,785,000 |
| Allowance for loan losses | 681,000 | 789,000 | 873,000 | 1,168,000 |
| Securities available for sale | 9,685,000 | 8,952,000 | 7,583,000 | 12,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,513,000 | 53,784,000 | 60,135,000 | 79,724,000 |
| Interest-bearing deposits | 40,512,000 | 49,429,000 | 55,868,000 | 68,413,000 |
| Noninterest-bearing deposits | 4,001,000 | 4,355,000 | 4,267,000 | 11,311,000 |
| Equity capital | 18,274,000 | 17,702,000 | 16,751,000 | 16,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 1,988,000 | 3,103,000 | 4,215,000 |
| Interest expense | 441,000 | 869,000 | 1,357,000 | 1,870,000 |
| Net interest income | 544,000 | 1,119,000 | 1,746,000 | 2,345,000 |
| Noninterest income | 56,000 | 114,000 | 138,000 | 182,000 |
| Noninterest expense | 715,000 | 1,444,000 | 2,158,000 | 2,996,000 |
| Provision for loan losses | 87,000 | 195,000 | 279,000 | 848,000 |
| Pretax income | -198,000 | -402,000 | -549,000 | -1,313,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -198,000 | -402,000 | -549,000 | -1,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,106,000 | 17,974,000 | 17,893,000 | 17,206,000 |
| Total capital | 18,787,000 | 18,763,000 | 18,766,000 | 18,231,000 |
| Risk-weighted assets | 58,713,000 | 63,458,000 | 71,358,000 | 81,065,000 |