Call reports 2007
PATRIOT STATE BANK — 2007
What PATRIOT STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 41,530,000 | 43,782,000 | 56,844,000 | 58,277,000 |
| Total loans | 19,958,000 | 30,413,000 | 39,944,000 | 47,470,000 |
| Allowance for loan losses | 250,000 | 381,000 | 500,000 | 594,000 |
| Securities available for sale | 10,873,000 | 10,307,000 | 10,407,000 | 7,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,917,000 | 24,476,000 | 38,143,000 | 39,121,000 |
| Interest-bearing deposits | 20,433,000 | 21,370,000 | 33,990,000 | 35,390,000 |
| Noninterest-bearing deposits | 2,484,000 | 3,106,000 | 4,153,000 | 3,731,000 |
| Equity capital | 18,553,000 | 18,293,000 | 18,315,000 | 18,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,253,000 | 2,131,000 | 3,121,000 |
| Interest expense | 191,000 | 429,000 | 779,000 | 1,214,000 |
| Net interest income | 350,000 | 824,000 | 1,352,000 | 1,907,000 |
| Noninterest income | 2,000 | 6,000 | 22,000 | 39,000 |
| Noninterest expense | 391,000 | 1,200,000 | 1,800,000 | 2,430,000 |
| Provision for loan losses | 135,000 | 266,000 | 385,000 | 479,000 |
| Pretax income | -174,000 | -636,000 | -811,000 | -963,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -174,000 | -636,000 | -811,000 | -963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,529,000 | 18,422,000 | 18,313,000 | 18,233,000 |
| Total capital | 18,779,000 | 18,803,000 | 18,813,000 | 18,827,000 |
| Risk-weighted assets | 25,448,000 | 34,831,000 | 45,140,000 | 51,261,000 |