Call reports 2006
PATRIOT STATE BANK — 2006
What PATRIOT STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 29,533,000 | 33,316,000 |
| Total loans | 1,183,000 | 9,197,000 |
| Allowance for loan losses | 10,000 | 115,000 |
| Securities available for sale | 4,908,000 | 8,911,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 10,522,000 | 14,504,000 |
| Interest-bearing deposits | 9,907,000 | 13,848,000 |
| Noninterest-bearing deposits | 615,000 | 656,000 |
| Equity capital | 18,913,000 | 18,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 439,000 | 865,000 |
| Interest expense | 31,000 | 176,000 |
| Net interest income | 408,000 | 689,000 |
| Noninterest income | 0 | 1,000 |
| Noninterest expense | 900,000 | 1,288,000 |
| Provision for loan losses | 10,000 | 115,000 |
| Pretax income | -502,000 | -713,000 |
| Income tax | 0 | 0 |
| Net income | -502,000 | -713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 18,913,000 | 18,702,000 |
| Total capital | 18,923,000 | 18,817,000 |
| Risk-weighted assets | 29,543,000 | 15,123,000 |