Call reports 2001
HARRIS TRUST/BANK OF MONTREAL — 2001
What HARRIS TRUST/BANK OF MONTREAL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 159,796,000 | 153,734,000 | 139,688,000 | 129,324,000 |
| Total loans | 117,706,000 | 120,357,000 | 107,627,000 | 95,526,000 |
| Allowance for loan losses | 850,000 | 822,000 | 1,170,000 | 2,328,000 |
| Securities available for sale | 21,810,000 | 12,569,000 | 10,484,000 | 11,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,821,000 | 123,748,000 | 115,443,000 | 102,641,000 |
| Interest-bearing deposits | 134,553,000 | 123,163,000 | 115,188,000 | 102,559,000 |
| Noninterest-bearing deposits | 2,268,000 | 585,000 | 255,000 | 82,000 |
| Equity capital | 21,100,000 | 20,275,000 | 19,328,000 | 22,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,128,000 | 5,921,000 | 8,336,000 | 10,367,000 |
| Interest expense | 1,945,000 | 3,528,000 | 4,790,000 | 5,751,000 |
| Net interest income | 1,183,000 | 2,393,000 | 3,546,000 | 4,616,000 |
| Noninterest income | 1,387,000 | 2,892,000 | 4,491,000 | 6,059,000 |
| Noninterest expense | 3,570,000 | 7,388,000 | 11,144,000 | 14,479,000 |
| Provision for loan losses | 50,000 | 100,000 | 450,000 | 2,000,000 |
| Pretax income | -1,047,000 | -2,018,000 | -3,372,000 | -5,619,000 |
| Income tax | -308,000 | -579,000 | -977,000 | -1,702,000 |
| Net income | -739,000 | -1,439,000 | -2,395,000 | -3,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,155,000 | 10,184,000 | 9,267,000 | 12,935,000 |
| Total capital | 12,005,000 | 11,006,000 | 12,437,000 | 16,036,000 |
| Risk-weighted assets | 106,128,000 | 107,994,000 | 98,800,000 | 86,858,000 |