Call reports 2025
PEOPLES BANK CO. — 2025
What PEOPLES BANK CO. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 108,307,000 | 115,844,000 | 128,587,000 | 125,897,000 |
| Total loans | 76,061,000 | 77,789,000 | 82,421,000 | 90,441,000 |
| Allowance for loan losses | 796,000 | 801,000 | 923,000 | 1,003,000 |
| Securities available for sale | 14,989,000 | 15,221,000 | 27,812,000 | 24,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,534,000 | 95,049,000 | 106,623,000 | 103,899,000 |
| Interest-bearing deposits | 61,786,000 | 68,374,000 | 79,866,000 | 78,439,000 |
| Noninterest-bearing deposits | 26,748,000 | 26,675,000 | 26,757,000 | 25,460,000 |
| Equity capital | 9,080,000 | 9,847,000 | 10,888,000 | 11,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,948,000 | 4,657,000 | 6,452,000 |
| Interest expense | 462,000 | 1,003,000 | 1,679,000 | 2,389,000 |
| Net interest income | 928,000 | 1,945,000 | 2,978,000 | 4,063,000 |
| Noninterest income | 54,000 | 112,000 | 169,000 | 226,000 |
| Noninterest expense | 682,000 | 1,454,000 | 2,208,000 | 3,144,000 |
| Provision for loan losses | 36,000 | 55,000 | 176,000 | 256,000 |
| Pretax income | 275,000 | 546,000 | 750,000 | 1,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 275,000 | 546,000 | 750,000 | 1,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,042,000 | 10,738,000 | 11,202,000 | 11,336,000 |
| Total capital | 10,885,000 | 11,599,000 | 12,196,000 | 12,441,000 |
| Risk-weighted assets | 82,186,000 | 86,192,000 | 93,606,000 | 94,280,000 |