Call reports 2024
PEOPLES BANK CO. — 2024
What PEOPLES BANK CO. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 88,743,000 | 89,363,000 | 88,733,000 | 90,749,000 |
| Total loans | 57,156,000 | 58,276,000 | 63,126,000 | 65,743,000 |
| Allowance for loan losses | 756,000 | 774,000 | 784,000 | 766,000 |
| Securities available for sale | 22,417,000 | 21,633,000 | 16,382,000 | 15,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,619,000 | 67,981,000 | 69,934,000 | 72,464,000 |
| Interest-bearing deposits | 42,921,000 | 43,920,000 | 46,712,000 | 49,592,000 |
| Noninterest-bearing deposits | 24,698,000 | 24,061,000 | 23,222,000 | 22,872,000 |
| Equity capital | 7,358,000 | 7,475,000 | 8,055,000 | 7,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,199,000 | 3,367,000 | 4,607,000 |
| Interest expense | 320,000 | 681,000 | 1,085,000 | 1,489,000 |
| Net interest income | 757,000 | 1,518,000 | 2,282,000 | 3,118,000 |
| Noninterest income | 47,000 | 105,000 | 163,000 | 221,000 |
| Noninterest expense | 595,000 | 1,221,000 | 1,874,000 | 2,510,000 |
| Provision for loan losses | 16,000 | 35,000 | 48,000 | 28,000 |
| Pretax income | 191,000 | 366,000 | 576,000 | 816,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 191,000 | 366,000 | 576,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,532,000 | 8,602,000 | 8,707,000 | 8,842,000 |
| Total capital | 9,303,000 | 9,390,000 | 9,511,000 | 9,667,000 |
| Risk-weighted assets | 69,552,000 | 71,356,000 | 70,465,000 | 73,289,000 |