Call reports 2023
PEOPLES BANK CO. — 2023
What PEOPLES BANK CO. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 76,779,000 | 73,336,000 | 78,696,000 | 85,212,000 |
| Total loans | 53,494,000 | 53,764,000 | 55,344,000 | 56,165,000 |
| Allowance for loan losses | 700,000 | 719,000 | 719,000 | 740,000 |
| Securities available for sale | 14,004,000 | 13,467,000 | 17,892,000 | 22,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,785,000 | 66,243,000 | 65,338,000 | 64,931,000 |
| Interest-bearing deposits | 43,110,000 | 42,229,000 | 41,319,000 | 41,794,000 |
| Noninterest-bearing deposits | 26,675,000 | 24,014,000 | 24,019,000 | 23,137,000 |
| Equity capital | 6,667,000 | 6,657,000 | 6,435,000 | 7,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,645,000 | 2,504,000 | 3,522,000 |
| Interest expense | 47,000 | 115,000 | 206,000 | 431,000 |
| Net interest income | 740,000 | 1,530,000 | 2,298,000 | 3,091,000 |
| Noninterest income | 51,000 | 106,000 | 184,000 | 246,000 |
| Noninterest expense | 544,000 | 1,072,000 | 1,636,000 | 2,127,000 |
| Provision for loan losses | 9,000 | 27,000 | 28,000 | 51,000 |
| Pretax income | 238,000 | 537,000 | 800,000 | 1,180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 238,000 | 537,000 | 800,000 | 1,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,019,000 | 8,213,000 | 8,370,000 | 8,446,000 |
| Total capital | 8,719,000 | 8,912,000 | 9,107,000 | 9,199,000 |
| Risk-weighted assets | 57,340,000 | 55,911,000 | 62,464,000 | 67,981,000 |