Call reports 2022
PEOPLES BANK CO. — 2022
What PEOPLES BANK CO. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 76,874,000 | 76,443,000 | 73,452,000 | 72,777,000 |
| Total loans | 46,361,000 | 48,522,000 | 51,092,000 | 52,462,000 |
| Allowance for loan losses | 696,000 | 692,000 | 691,000 | 691,000 |
| Securities available for sale | 15,360,000 | 15,338,000 | 14,448,000 | 14,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,346,000 | 69,204,000 | 66,562,000 | 66,245,000 |
| Interest-bearing deposits | 43,988,000 | 42,736,000 | 42,503,000 | 42,740,000 |
| Noninterest-bearing deposits | 25,358,000 | 26,468,000 | 24,059,000 | 23,505,000 |
| Equity capital | 7,178,000 | 6,778,000 | 6,338,000 | 6,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,252,000 | 1,948,000 | 2,679,000 |
| Interest expense | 21,000 | 37,000 | 53,000 | 78,000 |
| Net interest income | 604,000 | 1,215,000 | 1,895,000 | 2,601,000 |
| Noninterest income | 55,000 | 111,000 | 165,000 | 217,000 |
| Noninterest expense | 484,000 | 983,000 | 1,464,000 | 1,840,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 343,000 | 596,000 | 978,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 343,000 | 596,000 | 978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,778,000 | 7,857,000 | 8,019,000 | 7,886,000 |
| Total capital | 8,440,000 | 8,531,000 | 8,710,000 | 8,577,000 |
| Risk-weighted assets | 52,914,000 | 53,899,000 | 55,339,000 | 55,597,000 |