Call reports 2021
PEOPLES BANK CO. — 2021
What PEOPLES BANK CO. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 74,854,000 | 74,934,000 | 74,931,000 | 75,086,000 |
| Total loans | 45,265,000 | 42,535,000 | 42,002,000 | 44,490,000 |
| Allowance for loan losses | 695,000 | 696,000 | 696,000 | 696,000 |
| Securities available for sale | 14,930,000 | 16,401,000 | 16,784,000 | 16,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,968,000 | 64,589,000 | 64,535,000 | 64,861,000 |
| Interest-bearing deposits | 40,911,000 | 41,330,000 | 41,228,000 | 42,528,000 |
| Noninterest-bearing deposits | 24,057,000 | 23,259,000 | 23,307,000 | 22,333,000 |
| Equity capital | 7,578,000 | 7,930,000 | 7,918,000 | 7,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,543,000 | 2,105,000 | 2,671,000 |
| Interest expense | 42,000 | 71,000 | 97,000 | 126,000 |
| Net interest income | 792,000 | 1,472,000 | 2,008,000 | 2,545,000 |
| Noninterest income | 41,000 | 84,000 | 133,000 | 189,000 |
| Noninterest expense | 462,000 | 969,000 | 1,430,000 | 1,859,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 371,000 | 587,000 | 711,000 | 875,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 371,000 | 587,000 | 711,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,461,000 | 7,586,000 | 7,620,000 | 7,693,000 |
| Total capital | 8,025,000 | 8,157,000 | 8,196,000 | 8,303,000 |
| Risk-weighted assets | 44,972,000 | 45,574,000 | 45,950,000 | 48,713,000 |