Call reports 2020
PEOPLES BANK CO. — 2020
What PEOPLES BANK CO. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 64,655,000 | 69,716,000 | 71,300,000 | 69,697,000 |
| Total loans | 46,328,000 | 46,202,000 | 45,176,000 | 45,632,000 |
| Allowance for loan losses | 695,000 | 695,000 | 695,000 | 695,000 |
| Securities available for sale | 8,901,000 | 9,168,000 | 9,427,000 | 11,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,396,000 | 59,924,000 | 61,377,000 | 59,853,000 |
| Interest-bearing deposits | 38,165,000 | 38,932,000 | 40,502,000 | 39,359,000 |
| Noninterest-bearing deposits | 17,231,000 | 20,992,000 | 20,875,000 | 20,494,000 |
| Equity capital | 6,964,000 | 7,435,000 | 7,484,000 | 7,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,377,000 | 1,973,000 | 2,564,000 |
| Interest expense | 100,000 | 184,000 | 248,000 | 296,000 |
| Net interest income | 603,000 | 1,193,000 | 1,725,000 | 2,268,000 |
| Noninterest income | 42,000 | 80,000 | 138,000 | 184,000 |
| Noninterest expense | 527,000 | 983,000 | 1,460,000 | 1,826,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 118,000 | 290,000 | 403,000 | 626,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 290,000 | 403,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,940,000 | 7,022,000 | 7,046,000 | 7,179,000 |
| Total capital | 7,525,000 | 7,605,000 | 7,619,000 | 7,754,000 |
| Risk-weighted assets | 46,665,000 | 46,566,000 | 45,730,000 | 45,856,000 |