Call reports 2019
PEOPLES BANK CO. — 2019
What PEOPLES BANK CO. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 62,256,000 | 63,414,000 | 63,382,000 | 63,487,000 |
| Total loans | 46,767,000 | 45,918,000 | 46,240,000 | 46,726,000 |
| Allowance for loan losses | 744,000 | 806,000 | 795,000 | 695,000 |
| Securities available for sale | 9,063,000 | 10,114,000 | 9,549,000 | 9,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,224,000 | 54,570,000 | 54,263,000 | 54,190,000 |
| Interest-bearing deposits | 36,510,000 | 37,332,000 | 37,450,000 | 37,339,000 |
| Noninterest-bearing deposits | 16,714,000 | 17,238,000 | 16,813,000 | 16,851,000 |
| Equity capital | 6,273,000 | 6,487,000 | 6,686,000 | 7,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,344,000 | 2,020,000 | 2,801,000 |
| Interest expense | 89,000 | 188,000 | 290,000 | 381,000 |
| Net interest income | 578,000 | 1,156,000 | 1,730,000 | 2,420,000 |
| Noninterest income | 42,000 | 85,000 | 133,000 | 176,000 |
| Noninterest expense | 451,000 | 920,000 | 1,366,000 | 1,726,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -200,000 |
| Pretax income | 169,000 | 321,000 | 650,000 | 1,123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 321,000 | 650,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,229,000 | 6,290,000 | 6,531,000 | 6,913,000 |
| Total capital | 6,815,000 | 6,866,000 | 7,108,000 | 7,498,000 |
| Risk-weighted assets | 46,720,000 | 45,874,000 | 45,979,000 | 46,662,000 |