Call reports 2018
PEOPLES BANK CO. — 2018
What PEOPLES BANK CO. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 61,409,000 | 60,118,000 | 62,417,000 | 61,197,000 |
| Total loans | 46,311,000 | 45,618,000 | 47,051,000 | 48,043,000 |
| Allowance for loan losses | 632,000 | 586,000 | 647,000 | 709,000 |
| Securities available for sale | 9,812,000 | 9,596,000 | 9,270,000 | 9,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,686,000 | 51,132,000 | 53,336,000 | 52,554,000 |
| Interest-bearing deposits | 35,172,000 | 34,342,000 | 35,612,000 | 35,910,000 |
| Noninterest-bearing deposits | 17,514,000 | 16,790,000 | 17,724,000 | 16,644,000 |
| Equity capital | 6,027,000 | 6,215,000 | 6,269,000 | 5,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,223,000 | 1,860,000 | 2,535,000 |
| Interest expense | 55,000 | 118,000 | 187,000 | 263,000 |
| Net interest income | 553,000 | 1,105,000 | 1,673,000 | 2,272,000 |
| Noninterest income | -34,000 | 33,000 | 75,000 | 120,000 |
| Noninterest expense | 419,000 | 839,000 | 1,232,000 | 1,639,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 100,000 | 399,000 | 616,000 | 853,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 399,000 | 616,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,067,000 | 6,276,000 | 6,402,000 | 6,149,000 |
| Total capital | 6,646,000 | 6,844,000 | 6,988,000 | 6,742,000 |
| Risk-weighted assets | 46,237,000 | 45,400,000 | 46,845,000 | 47,289,000 |