Call reports 2017
PEOPLES BANK CO. — 2017
What PEOPLES BANK CO. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 60,143,000 | 59,602,000 | 60,431,000 | 60,801,000 |
| Total loans | 44,449,000 | 44,213,000 | 46,256,000 | 46,620,000 |
| Allowance for loan losses | 498,000 | 507,000 | 571,000 | 592,000 |
| Securities available for sale | 11,214,000 | 11,171,000 | 10,673,000 | 10,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,087,000 | 51,247,000 | 50,537,000 | 52,156,000 |
| Interest-bearing deposits | 34,826,000 | 34,888,000 | 34,430,000 | 35,128,000 |
| Noninterest-bearing deposits | 17,261,000 | 16,359,000 | 16,107,000 | 17,028,000 |
| Equity capital | 5,901,000 | 6,106,000 | 6,093,000 | 6,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,103,000 | 1,689,000 | 2,277,000 |
| Interest expense | 45,000 | 92,000 | 141,000 | 197,000 |
| Net interest income | 508,000 | 1,011,000 | 1,548,000 | 2,080,000 |
| Noninterest income | 29,000 | 77,000 | 76,000 | 121,000 |
| Noninterest expense | 395,000 | 815,000 | 1,218,000 | 1,587,000 |
| Provision for loan losses | 5,000 | 14,000 | 22,000 | 22,000 |
| Pretax income | 137,000 | 259,000 | 384,000 | 592,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 259,000 | 384,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,871,000 | 5,905,000 | 5,938,000 | 6,057,000 |
| Total capital | 6,369,000 | 6,412,000 | 6,509,000 | 6,640,000 |
| Risk-weighted assets | 44,553,000 | 44,477,000 | 46,340,000 | 46,615,000 |