Call reports 2016
PEOPLES BANK CO. — 2016
What PEOPLES BANK CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,286,000 | 57,853,000 | 58,943,000 | 57,518,000 |
| Total loans | 38,880,000 | 39,502,000 | 41,560,000 | 42,846,000 |
| Allowance for loan losses | 593,000 | 594,000 | 594,000 | 494,000 |
| Securities available for sale | 14,329,000 | 13,692,000 | 12,879,000 | 11,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,322,000 | 50,574,000 | 51,630,000 | 50,666,000 |
| Interest-bearing deposits | 34,981,000 | 34,910,000 | 35,115,000 | 34,261,000 |
| Noninterest-bearing deposits | 15,341,000 | 15,664,000 | 16,515,000 | 16,405,000 |
| Equity capital | 5,846,000 | 6,092,000 | 6,068,000 | 5,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,040,000 | 1,565,000 | 2,108,000 |
| Interest expense | 31,000 | 62,000 | 93,000 | 128,000 |
| Net interest income | 484,000 | 978,000 | 1,472,000 | 1,980,000 |
| Noninterest income | 28,000 | 70,000 | 113,000 | 158,000 |
| Noninterest expense | 392,000 | 814,000 | 1,219,000 | 1,606,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 120,000 | 243,000 | 377,000 | 643,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 120,000 | 243,000 | 377,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,672,000 | 5,705,000 | 5,749,000 | 5,824,000 |
| Total capital | 6,178,000 | 6,218,000 | 6,280,000 | 6,318,000 |
| Risk-weighted assets | 40,357,000 | 40,996,000 | 42,392,000 | 42,833,000 |