Call reports 2015
PEOPLES BANK CO. — 2015
What PEOPLES BANK CO. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 59,160,000 | 58,357,000 | 58,204,000 | 57,717,000 |
| Total loans | 39,910,000 | 39,369,000 | 39,304,000 | 39,488,000 |
| Allowance for loan losses | 534,000 | 533,000 | 593,000 | 593,000 |
| Securities available for sale | 13,962,000 | 15,555,000 | 14,248,000 | 15,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,126,000 | 52,368,000 | 52,004,000 | 51,353,000 |
| Interest-bearing deposits | 36,517,000 | 36,552,000 | 35,446,000 | 34,883,000 |
| Noninterest-bearing deposits | 16,609,000 | 15,816,000 | 16,558,000 | 16,470,000 |
| Equity capital | 5,953,000 | 5,817,000 | 5,990,000 | 5,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,084,000 | 1,651,000 | 2,186,000 |
| Interest expense | 32,000 | 65,000 | 95,000 | 124,000 |
| Net interest income | 517,000 | 1,019,000 | 1,556,000 | 2,062,000 |
| Noninterest income | 24,000 | 69,000 | 117,000 | 166,000 |
| Noninterest expense | 378,000 | 779,000 | 1,201,000 | 1,569,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 344,000 | 507,000 | 694,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 344,000 | 507,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,759,000 | 5,850,000 | 5,923,000 | 5,642,000 |
| Total capital | 6,270,000 | 6,368,000 | 6,436,000 | 6,161,000 |
| Risk-weighted assets | 40,934,000 | 41,457,000 | 40,936,000 | 41,422,000 |