Call reports 2014
PEOPLES BANK CO. — 2014
What PEOPLES BANK CO. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 58,133,000 | 56,852,000 | 57,237,000 | 57,400,000 |
| Total loans | 38,681,000 | 38,868,000 | 40,421,000 | 39,837,000 |
| Allowance for loan losses | 549,000 | 551,000 | 550,000 | 534,000 |
| Securities available for sale | 13,052,000 | 15,667,000 | 12,749,000 | 13,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,568,000 | 51,005,000 | 50,934,000 | 51,562,000 |
| Interest-bearing deposits | 37,480,000 | 36,226,000 | 35,575,000 | 35,986,000 |
| Noninterest-bearing deposits | 15,088,000 | 14,779,000 | 15,359,000 | 15,576,000 |
| Equity capital | 5,488,000 | 5,686,000 | 5,596,000 | 5,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,103,000 | 1,665,000 | 2,234,000 |
| Interest expense | 37,000 | 75,000 | 110,000 | 144,000 |
| Net interest income | 511,000 | 1,028,000 | 1,555,000 | 2,090,000 |
| Noninterest income | 4,000 | 47,000 | 94,000 | 136,000 |
| Noninterest expense | 368,000 | 756,000 | 1,162,000 | 1,517,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 319,000 | 484,000 | 704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 147,000 | 319,000 | 484,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,565,000 | 5,647,000 | 5,556,000 | 5,686,000 |
| Total capital | 6,049,000 | 6,136,000 | 6,057,000 | 6,179,000 |
| Risk-weighted assets | 38,652,000 | 39,084,000 | 40,012,000 | 39,422,000 |