Call reports 2013
PEOPLES BANK CO. — 2013
What PEOPLES BANK CO. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,475,000 | 54,354,000 | 54,368,000 | 53,657,000 |
| Total loans | 38,550,000 | 38,011,000 | 38,358,000 | 39,236,000 |
| Allowance for loan losses | 529,000 | 550,000 | 549,000 | 549,000 |
| Securities available for sale | 8,850,000 | 10,513,000 | 11,459,000 | 11,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,967,000 | 49,025,000 | 48,943,000 | 48,337,000 |
| Interest-bearing deposits | 35,226,000 | 35,940,000 | 35,609,000 | 35,287,000 |
| Noninterest-bearing deposits | 12,741,000 | 13,085,000 | 13,334,000 | 13,050,000 |
| Equity capital | 5,403,000 | 5,161,000 | 5,239,000 | 5,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,094,000 | 1,643,000 | 2,195,000 |
| Interest expense | 42,000 | 83,000 | 124,000 | 163,000 |
| Net interest income | 502,000 | 1,011,000 | 1,519,000 | 2,032,000 |
| Noninterest income | 7,000 | 37,000 | 67,000 | 110,000 |
| Noninterest expense | 369,000 | 747,000 | 1,088,000 | 1,447,000 |
| Provision for loan losses | 20,000 | 41,000 | 41,000 | 41,000 |
| Pretax income | 122,000 | 262,000 | 459,000 | 656,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 262,000 | 459,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,245,000 | 5,294,000 | 5,401,000 | 5,508,000 |
| Total capital | 5,714,000 | 5,767,000 | 5,871,000 | 5,991,000 |
| Risk-weighted assets | 37,467,000 | 37,725,000 | 37,553,000 | 38,568,000 |