Call reports 2012
PEOPLES BANK CO. — 2012
What PEOPLES BANK CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,724,000 | 52,021,000 | 51,108,000 | 51,644,000 |
| Total loans | 37,446,000 | 37,523,000 | 38,208,000 | 38,696,000 |
| Allowance for loan losses | 659,000 | 630,000 | 645,000 | 509,000 |
| Securities available for sale | 9,810,000 | 9,959,000 | 9,526,000 | 9,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,472,000 | 46,756,000 | 45,662,000 | 46,224,000 |
| Interest-bearing deposits | 34,738,000 | 34,860,000 | 34,177,000 | 34,039,000 |
| Noninterest-bearing deposits | 11,734,000 | 11,896,000 | 11,485,000 | 12,185,000 |
| Equity capital | 5,148,000 | 5,130,000 | 5,251,000 | 5,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,166,000 | 1,746,000 | 2,316,000 |
| Interest expense | 50,000 | 100,000 | 148,000 | 193,000 |
| Net interest income | 530,000 | 1,066,000 | 1,598,000 | 2,123,000 |
| Noninterest income | 9,000 | 62,000 | 104,000 | 146,000 |
| Noninterest expense | 378,000 | 770,000 | 1,135,000 | 1,464,000 |
| Provision for loan losses | 11,000 | 219,000 | 233,000 | 246,000 |
| Pretax income | 150,000 | 139,000 | 334,000 | 559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 139,000 | 334,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,053,000 | 4,972,000 | 5,078,000 | 5,213,000 |
| Total capital | 5,511,000 | 5,428,000 | 5,535,000 | 5,677,000 |
| Risk-weighted assets | 36,415,000 | 36,312,000 | 36,352,000 | 37,115,000 |