Call reports 2011
PEOPLES BANK CO. — 2011
What PEOPLES BANK CO. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 50,398,000 | 50,010,000 | 49,598,000 | 49,028,000 |
| Total loans | 34,631,000 | 35,408,000 | 36,652,000 | 37,032,000 |
| Allowance for loan losses | 785,000 | 791,000 | 815,000 | 786,000 |
| Securities available for sale | 9,425,000 | 10,474,000 | 9,901,000 | 9,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,259,000 | 44,565,000 | 43,826,000 | 43,890,000 |
| Interest-bearing deposits | 35,196,000 | 34,398,000 | 33,563,000 | 33,801,000 |
| Noninterest-bearing deposits | 10,063,000 | 10,167,000 | 10,263,000 | 10,089,000 |
| Equity capital | 4,542,000 | 4,788,000 | 5,072,000 | 5,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,163,000 | 1,744,000 | 2,331,000 |
| Interest expense | 77,000 | 148,000 | 211,000 | 265,000 |
| Net interest income | 498,000 | 1,015,000 | 1,533,000 | 2,066,000 |
| Noninterest income | 21,000 | 51,000 | 108,000 | 160,000 |
| Noninterest expense | 369,000 | 739,000 | 1,110,000 | 1,420,000 |
| Provision for loan losses | 41,000 | 43,000 | 68,000 | 104,000 |
| Pretax income | 178,000 | 354,000 | 550,000 | 789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 354,000 | 550,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,563,000 | 4,729,000 | 4,925,000 | 4,964,000 |
| Total capital | 4,998,000 | 5,163,000 | 5,370,000 | 5,412,000 |
| Risk-weighted assets | 34,425,000 | 34,369,000 | 35,240,000 | 35,533,000 |