Call reports 2010
PEOPLES BANK CO. — 2010
What PEOPLES BANK CO. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 50,022,000 | 48,765,000 | 49,623,000 | 47,796,000 |
| Total loans | 33,307,000 | 34,073,000 | 33,583,000 | 35,553,000 |
| Allowance for loan losses | 532,000 | 643,000 | 684,000 | 743,000 |
| Securities available for sale | 9,085,000 | 9,944,000 | 9,028,000 | 9,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,990,000 | 41,791,000 | 42,479,000 | 42,835,000 |
| Interest-bearing deposits | 35,313,000 | 33,633,000 | 34,177,000 | 34,473,000 |
| Noninterest-bearing deposits | 7,677,000 | 8,158,000 | 8,302,000 | 8,362,000 |
| Equity capital | 4,404,000 | 4,297,000 | 4,462,000 | 4,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,214,000 | 1,799,000 | 2,387,000 |
| Interest expense | 141,000 | 270,000 | 389,000 | 496,000 |
| Net interest income | 466,000 | 944,000 | 1,410,000 | 1,891,000 |
| Noninterest income | 56,000 | -67,000 | -23,000 | -30,000 |
| Noninterest expense | 377,000 | 768,000 | 1,119,000 | 1,436,000 |
| Provision for loan losses | 189,000 | 301,000 | 342,000 | 383,000 |
| Pretax income | 38,000 | -109,000 | 44,000 | 160,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | -109,000 | 44,000 | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,303,000 | 4,156,000 | 4,309,000 | 4,415,000 |
| Total capital | 4,727,000 | 4,580,000 | 4,734,000 | 4,852,000 |
| Risk-weighted assets | 33,789,000 | 33,710,000 | 33,710,000 | 34,656,000 |