Call reports 2009
PEOPLES BANK CO. — 2009
What PEOPLES BANK CO. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 50,828,000 | 52,949,000 | 50,726,000 | 50,065,000 |
| Total loans | 36,604,000 | 36,006,000 | 36,304,000 | 34,920,000 |
| Allowance for loan losses | 368,000 | 291,000 | 332,000 | 340,000 |
| Securities available for sale | 7,753,000 | 9,166,000 | 8,884,000 | 8,437,000 |
| Securities held to maturity | 2,387,000 | 2,373,000 | 2,357,000 | 2,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,600,000 | 46,019,000 | 43,363,000 | 43,093,000 |
| Interest-bearing deposits | 36,713,000 | 38,212,000 | 35,928,000 | 35,242,000 |
| Noninterest-bearing deposits | 6,887,000 | 7,807,000 | 7,435,000 | 7,851,000 |
| Equity capital | 3,967,000 | 4,104,000 | 4,219,000 | 4,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 686,000 | 1,381,000 | 2,063,000 | 2,724,000 |
| Interest expense | 266,000 | 509,000 | 714,000 | 880,000 |
| Net interest income | 420,000 | 872,000 | 1,349,000 | 1,844,000 |
| Noninterest income | 53,000 | 108,000 | 114,000 | 175,000 |
| Noninterest expense | 328,000 | 692,000 | 1,058,000 | 1,393,000 |
| Provision for loan losses | 41,000 | 116,000 | 158,000 | 199,000 |
| Pretax income | 104,000 | 172,000 | 247,000 | 427,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 104,000 | 172,000 | 247,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,046,000 | 4,068,000 | 4,099,000 | 4,265,000 |
| Total capital | 4,414,000 | 4,359,000 | 4,431,000 | 4,605,000 |
| Risk-weighted assets | 37,454,000 | 38,006,000 | 37,639,000 | 35,679,000 |