Call reports 2007
PEOPLES BANK CO. — 2007
What PEOPLES BANK CO. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 43,048,000 | 43,435,000 | 44,001,000 | 44,854,000 |
| Total loans | 28,808,000 | 28,461,000 | 28,168,000 | 28,542,000 |
| Allowance for loan losses | 287,000 | 303,000 | 301,000 | 304,000 |
| Securities available for sale | 8,216,000 | 8,343,000 | 8,742,000 | 9,949,000 |
| Securities held to maturity | 2,465,000 | 3,092,000 | 3,181,000 | 3,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,671,000 | 36,084,000 | 36,454,000 | 36,984,000 |
| Interest-bearing deposits | 29,024,000 | 29,525,000 | 29,799,000 | 30,247,000 |
| Noninterest-bearing deposits | 6,647,000 | 6,559,000 | 6,655,000 | 6,737,000 |
| Equity capital | 3,582,000 | 3,511,000 | 3,668,000 | 3,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,355,000 | 2,062,000 | 2,760,000 |
| Interest expense | 287,000 | 607,000 | 933,000 | 1,262,000 |
| Net interest income | 375,000 | 748,000 | 1,129,000 | 1,498,000 |
| Noninterest income | 49,000 | 94,000 | 147,000 | 193,000 |
| Noninterest expense | 303,000 | 612,000 | 929,000 | 1,209,000 |
| Provision for loan losses | 14,000 | 29,000 | 45,000 | 60,000 |
| Pretax income | 107,000 | 201,000 | 303,000 | 410,000 |
| Income tax | 1,000 | 4,000 | 7,000 | 9,000 |
| Net income | 106,000 | 197,000 | 296,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,664,000 | 3,663,000 | 3,692,000 | 3,752,000 |
| Total capital | 3,951,000 | 3,966,000 | 3,993,000 | 4,056,000 |
| Risk-weighted assets | 30,381,000 | 30,459,000 | 30,385,000 | 31,408,000 |