Call reports 2006
PEOPLES BANK CO. — 2006
What PEOPLES BANK CO. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,475,000 | 40,769,000 | 40,647,000 | 42,098,000 |
| Total loans | 25,965,000 | 27,359,000 | 27,544,000 | 28,710,000 |
| Allowance for loan losses | 226,000 | 242,000 | 257,000 | 273,000 |
| Securities available for sale | 9,128,000 | 8,769,000 | 8,446,000 | 8,278,000 |
| Securities held to maturity | 2,820,000 | 2,666,000 | 2,623,000 | 2,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,333,000 | 33,445,000 | 33,404,000 | 34,509,000 |
| Interest-bearing deposits | 26,577,000 | 26,839,000 | 26,946,000 | 27,239,000 |
| Noninterest-bearing deposits | 6,756,000 | 6,606,000 | 6,458,000 | 7,270,000 |
| Equity capital | 3,368,000 | 3,319,000 | 3,424,000 | 3,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,147,000 | 1,769,000 | 2,426,000 |
| Interest expense | 215,000 | 436,000 | 697,000 | 975,000 |
| Net interest income | 344,000 | 711,000 | 1,072,000 | 1,451,000 |
| Noninterest income | 39,000 | 76,000 | 147,000 | 196,000 |
| Noninterest expense | 287,000 | 582,000 | 897,000 | 1,161,000 |
| Provision for loan losses | 15,000 | 30,000 | 46,000 | 61,000 |
| Pretax income | 81,000 | 175,000 | 276,000 | 425,000 |
| Income tax | 10,000 | 46,000 | 46,000 | 46,000 |
| Net income | 71,000 | 129,000 | 230,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,491,000 | 3,503,000 | 3,560,000 | 3,664,000 |
| Total capital | 3,717,000 | 3,745,000 | 3,817,000 | 3,937,000 |
| Risk-weighted assets | 28,212,000 | 29,328,000 | 29,767,000 | 30,735,000 |