Call reports 2002
PEOPLES BANK CO. — 2002
What PEOPLES BANK CO. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 41,993,000 | 37,821,000 | 39,268,000 | 38,234,000 |
| Total loans | 19,587,000 | 18,470,000 | 19,041,000 | 17,726,000 |
| Allowance for loan losses | 174,000 | 182,000 | 175,000 | 195,000 |
| Securities available for sale | 15,655,000 | 13,473,000 | 14,440,000 | 14,942,000 |
| Securities held to maturity | 2,014,000 | 2,366,000 | 2,826,000 | 2,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,410,000 | 32,190,000 | 32,378,000 | 32,517,000 |
| Interest-bearing deposits | 29,447,000 | 27,083,000 | 27,598,000 | 27,424,000 |
| Noninterest-bearing deposits | 4,963,000 | 5,107,000 | 4,780,000 | 5,093,000 |
| Equity capital | 2,756,000 | 2,922,000 | 2,993,000 | 3,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,233,000 | 1,809,000 | 2,374,000 |
| Interest expense | 266,000 | 500,000 | 713,000 | 894,000 |
| Net interest income | 364,000 | 733,000 | 1,096,000 | 1,480,000 |
| Noninterest income | 28,000 | 57,000 | 89,000 | 121,000 |
| Noninterest expense | 273,000 | 533,000 | 813,000 | 1,081,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 45,000 |
| Pretax income | 113,000 | 242,000 | 348,000 | 479,000 |
| Income tax | 26,000 | 58,000 | 89,000 | 111,000 |
| Net income | 87,000 | 184,000 | 259,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,777,000 | 2,858,000 | 2,909,000 | 2,987,000 |
| Total capital | 2,951,000 | 3,040,000 | 3,084,000 | 3,182,000 |
| Risk-weighted assets | 24,426,000 | 22,524,000 | 24,147,000 | 23,653,000 |