Call reports 2001
PEOPLES BANK CO. — 2001
What PEOPLES BANK CO. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,723,000 | 39,411,000 | 39,741,000 | 41,671,000 |
| Total loans | 24,872,000 | 24,009,000 | 22,843,000 | 20,959,000 |
| Allowance for loan losses | 201,000 | 192,000 | 187,000 | 176,000 |
| Securities available for sale | 8,645,000 | 11,505,000 | 12,724,000 | 15,433,000 |
| Securities held to maturity | 867,000 | 865,000 | 864,000 | 1,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,210,000 | 31,935,000 | 32,108,000 | 34,167,000 |
| Interest-bearing deposits | 27,227,000 | 26,886,000 | 26,693,000 | 28,432,000 |
| Noninterest-bearing deposits | 4,983,000 | 5,049,000 | 5,415,000 | 5,735,000 |
| Equity capital | 2,506,000 | 2,568,000 | 2,732,000 | 2,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,444,000 | 2,142,000 | 2,810,000 |
| Interest expense | 369,000 | 734,000 | 1,064,000 | 1,364,000 |
| Net interest income | 347,000 | 710,000 | 1,078,000 | 1,446,000 |
| Noninterest income | 27,000 | 54,000 | 80,000 | 102,000 |
| Noninterest expense | 276,000 | 546,000 | 804,000 | 1,068,000 |
| Provision for loan losses | 14,000 | 23,000 | 32,000 | 39,000 |
| Pretax income | 84,000 | 195,000 | 318,000 | 437,000 |
| Income tax | 23,000 | 52,000 | 76,000 | 120,000 |
| Net income | 61,000 | 143,000 | 242,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,494,000 | 2,560,000 | 2,644,000 | 2,705,000 |
| Total capital | 2,695,000 | 2,752,000 | 2,831,000 | 2,881,000 |
| Risk-weighted assets | 25,059,000 | 25,654,000 | 25,705,000 | 25,413,000 |