Call reports 2012
FIRST STATE BANK, THE — 2012
What FIRST STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,017,000 | 37,526,000 | 35,536,000 | 34,262,000 |
| Total loans | 13,565,000 | 13,477,000 | 12,506,000 | 11,723,000 |
| Allowance for loan losses | 113,000 | 112,000 | 112,000 | 112,000 |
| Securities available for sale | 18,366,000 | 10,140,000 | 12,469,000 | 11,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,353,000 | 33,506,000 | 31,360,000 | 30,284,000 |
| Interest-bearing deposits | 22,132,000 | 21,509,000 | 19,899,000 | 19,397,000 |
| Noninterest-bearing deposits | 12,221,000 | 11,997,000 | 11,461,000 | 10,887,000 |
| Equity capital | 3,503,000 | 3,753,000 | 3,857,000 | 3,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 618,000 | 880,000 | 1,120,000 |
| Interest expense | 19,000 | 34,000 | 48,000 | 63,000 |
| Net interest income | 304,000 | 584,000 | 832,000 | 1,057,000 |
| Noninterest income | 90,000 | 180,000 | 268,000 | 337,000 |
| Noninterest expense | 294,000 | 585,000 | 882,000 | 1,244,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 100,000 | 214,000 | 253,000 | 185,000 |
| Income tax | 30,000 | 64,000 | 76,000 | 52,000 |
| Net income | 70,000 | 150,000 | 177,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,559,000 | 3,639,000 | 3,666,000 | 3,622,000 |
| Total capital | 3,672,000 | 3,751,000 | 3,778,000 | 3,734,000 |
| Risk-weighted assets | 14,082,000 | 12,966,000 | 12,126,000 | 11,342,000 |