Call reports 2010
FIRST STATE BANK, THE — 2010
What FIRST STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 38,677,000 | 37,653,000 | 37,247,000 | 38,266,000 |
| Total loans | 11,486,000 | 11,503,000 | 12,380,000 | 12,508,000 |
| Allowance for loan losses | 114,000 | 116,000 | 116,000 | 114,000 |
| Securities available for sale | 15,405,000 | 14,243,000 | 15,396,000 | 20,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,999,000 | 33,788,000 | 33,296,000 | 33,965,000 |
| Interest-bearing deposits | 23,741,000 | 23,874,000 | 22,826,000 | 22,595,000 |
| Noninterest-bearing deposits | 11,258,000 | 9,914,000 | 10,470,000 | 11,370,000 |
| Equity capital | 3,371,000 | 3,526,000 | 3,548,000 | 3,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 340,000 | 623,000 | 957,000 | 1,278,000 |
| Interest expense | 49,000 | 89,000 | 129,000 | 163,000 |
| Net interest income | 291,000 | 534,000 | 828,000 | 1,115,000 |
| Noninterest income | 75,000 | 168,000 | 254,000 | 311,000 |
| Noninterest expense | 294,000 | 613,000 | 940,000 | 1,367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 213,000 | 266,000 | 183,000 |
| Income tax | 22,000 | 63,000 | 80,000 | 47,000 |
| Net income | 51,000 | 150,000 | 186,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,282,000 | 3,381,000 | 3,417,000 | 3,367,000 |
| Total capital | 3,396,000 | 3,497,000 | 3,533,000 | 3,481,000 |
| Risk-weighted assets | 12,902,000 | 12,718,000 | 13,730,000 | 14,995,000 |